All Posts by Dan Varnaseri


How retirement income options stack up against buy-to-let property

The 3+1 Plan in action as a retirement income plan

If you’re like most people in the UK today, your retirement income options will be limited. According to a poll of 100 MPs in 2014, almost 20% believe that the state pension will be extinct in 30 years. When this does happen, most people will be reliant on their stakeholder pensions. Some may have what they were promised would be valuable personal pensions. The lucky few will benefit from rental income from investment properties. Read More

Benefit from investments with a property investment company

Taking advantage of expertise in property investments

The truth about property investments vs. stock market portfolios is that property investments knock the spots off the stock market. If you’d bought an average-value house 90 years ago, your capital growth today would be around 47,000%. The same investment in shares would have grown by just 11,000%. When you invest in property:
  • The rental yield is higher than the dividend yield on shares;
  • You can take advantage of the benefits of gearing in property investment and make a money profit you don’t have; and
  • You can benefit from tax deductibles to reduce your income tax liability.
If you’re like most people, you won’t know where to look for investment opportunities. So you’ll go to a financial advisor, who will sell you an investment on the stock market. You’ll miss out on the benefits of investing in buy-to-let property because a financial advisor isn’t allowed to advise on investing in property that is directly held. In this post I’m going to look at how working with a property investment company can get you the advantages that investors with property benefit from every day. Read More

Snagging the easy way

Before you pay, get the magnifying glass out

You’ve invested in an off-plan property and have received the completion notice. The developer wants payment for the work done. You may be eager to complete yourself, and install the tenant you have ready and waiting. The first thing you should do, though, is to inspect the property and make a snag list. An important part of the process of buying off-plan property. Before you make that last payment, the developer has a strong incentive to right any wrongs. In our experience, and with the developers from whom we source properties, there will be very few things to correct. But you’ll want them done before your tenant moves in and before you make that final payment. Here we explain what snagging is, and how to snag an off-plan property. Read More

How property investors negotiate below market value property deals

Always get a great deal when you invest

To get the best below market value property deals, you’ll probably have to learn how property investors negotiate. Some people are born hagglers. Some pay the price asked every time, without question. I’ve sat on a beach in Spain and watched holidaymakers pay £20 for a pair of sunglasses that I just bought for £5. When you’re investing in property, your skill as a negotiator could mean thousands of pounds of difference. It could be the difference between a cash flow positive investment and a loss-maker. There is no single correct way to negotiate. Different sellers will have different attitudes and reactions in different situations. But what is up for negotiation is the same in every deal. Read More

Pump up your property investment profits by acting like a professional

The before, during and after essentials of property investment

The objective of investing in property is to benefit from the potential capital gains and rental income that a buy-to-let investment could produce. It’s this money that will transform your life. It’s going to provide the finances to pay for the lifestyle you desire. It never ceases to amaze and dismay me how many investors don’t approach property investment professionally. I don’t want you to make the same mistake. Read More

What stops most people becoming successful property investors?

Fear – the emotional barrier to your wealthy future in property

Fear. It’s the one emotion guaranteed to kick your property investment plans into touch. Fear will stop you making the choices you need to make. As Franklin D. Roosevelt said, “The only thing we have to fear is fear itself.” In this article, I’ll look at why you need to overcome the fear of failure, and what could happen if you do so and invest in property. Read More