London and UK Property Investment Blog

Why it makes sense to invest in residential investment property

[fa icon="calendar'] September 21, 2018 / by Brett Alegre-Wood

Safer, cheaper, better returns when you build a property portfolio

I’m often asked by new clients why I personally think that residential investment property is the way to go for every investor. One thing that I really like about building a property portfolio is that it’s a ‘real’ investment. Property is something that I can pass down to my children, and they can pass down to theirs. All the while, it has the potential to provide increasing levels of rental income. It’s the gift that keeps on giving.

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Retirement investing today for lifestyle income tomorrow

[fa icon="calendar'] September 4, 2018 / by Brett Alegre-Wood

Property investment is the new pension

If you’re like many modern parents, you’ll have started to worry about retirement investing already. Just how are you going to produce the income you need when you no longer work? Will you never be able to give up work and do all the things you really want to do? Is there any way to become financially independent?

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How retirement income options stack up against buy-to-let property

[fa icon="calendar'] September 3, 2018 / by Dan Varnaseri

The 3+1 Plan in action as a retirement income plan

If you’re like most people in the UK today, your retirement income options will be limited. According to a poll of 100 MPs in 2014, almost 20% believe that the state pension will be extinct in 30 years. When this does happen, most people will be reliant on their stakeholder pensions. Some may have what they were promised would be valuable personal pensions. The lucky few will benefit from rental income from investment properties.

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14 facts your financial advisor isn't telling you

[fa icon="calendar'] August 23, 2018 / by Ritesh Patel

The buy-to-let takeaway

You might expect your financial advisor to be in a position to advice on all investments, but they aren’t. For example, they won’t offer advice if you are considering investment properties. Yet the truth about investment property vs. stock market returns is that residential property offers incredible potential for above-average capital gains and superb rental income even after the cost in this investment guide.

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The truth about investment opportunities and retirement

[fa icon="calendar'] August 14, 2018 / by Ritesh Patel

 

Investment Property can be overlooked as a retirement option, but jumping to such conclusions could be costly.

In this article, I’m going to look at the story of two twin brothers, Paul and James, who both inherited £20,000 in 1996 when they were aged 40 years. They each decided to do something very different with their inheritance, but with the same goal in mind: to semi-retire when they were 60.

James’s story – stock market returns and tax advantages

James spoke to his financial advisor. He explained his ambition and decided that he would put the entire sum into a personal pension rather than investment property. He was a higher rate taxpayer at the time, and so claimed full tax relief on his contribution. By doing so, his total investment wasn’t £20,000, but £28,000.

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Can The Bank of Mum and Dad continue to help kids on the property ladder?

[fa icon="calendar'] December 12, 2017 / by Brett Alegre-Wood

Or is The Bank of Mum and Dad an unsustainable major player in the mortgage market?

The Bank of Mum and Dad is a major player in the UK property market. But with house price inflation way above investment returns and wage growth, how can a parent or would-be parent sustain their desire to help their children onto the property ladder?

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Are lifetime mortgages on investment property sensible for retirees?

[fa icon="calendar'] September 4, 2017 / by Brett Alegre-Wood

Beware the remortgaging tax trap

In the current environment of low-interest rates and poor returns on annuities, many retirees are turning to equity release to help fund their retirement. This strategy hasn’t been available to property investors for years, but a pensions company has now entered the market and is offering lifetime mortgages (as this type of equity release is also known) to buy-to-let landlords.

In this article, you’ll find out the advantages of releasing equity from your property portfolio. I’ll also explain the equity release tax trap that affects property investors who raise retirement funds this way.

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5 reasons why property investment is better than stocks for retirement

[fa icon="calendar'] September 1, 2017 / by Brett Alegre-Wood

If you want to retire early, here’s how property can help

An investor recently asked me why I thought residential property investment was a better retirement vehicle than the stock market. He had been speaking to a financial advisor, who had advised him to put his £40,000 savings into a pension plan. A friend of his (and a successful Gladfish client) had suggested he give us a call before he made a decision he might later regret. Here are five of the reasons why so many investors have turned away from stocks and are now investing in property to fund their retirement.

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Where now for the best profits from UK property investment?

[fa icon="calendar'] August 25, 2017 / by Brett Alegre-Wood

Look at trends, value and fundamentals for clues to property hotspots

Residential property investment in the UK is not as dead as a dodo, despite what you might read in the press. Focus has shifted, that’s all. After years of outperformance, London and the South East are no longer the top performing regions. Property prices are taking a breather there, while savvy property investors are making a tidy profit further north.

In this article, you’ll discover why this shift has occurred. The knowledge that should help you as you build a property portfolio to profit throughout the property and economic trend cycle.

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Why positive cash flow investment property will help you retire early

[fa icon="calendar'] August 24, 2017 / by Brett Alegre-Wood

Positive cash flow properties benefit property portfolio builders

Residential property investment is becoming increasingly popular with professionals seeking to protect their capital from inflation. And you don’t have to buy a property that will cost you to hold every month until you decide to sell it and pocket the capital gain.

In this article, you’ll learn how to buy a positive cash flow property and the benefits of doing so.

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