London Property Investment

Yes, predictions for 2021 show London as the second best investment opportunity in Europe, behind Berlin. While Covid has been “game-changing”, these reports are focused on long-term predictions where London is still seen as an excellent property investment opportunity.

Even during this period of uncertainty, investors are continuing to see Europe’s core cities as safer bets. Most experts agree that house prices in London are likely to gradually increase over the next few years, so the UK’s capital is certainly worth your consideration as an area for property investment. We can help you to find the right areas in London to invest.

Research is key, especially in London where house prices are typically higher than anywhere else in the UK. Use our hotspots algorithm area research to identify the best places in London to invest, and get advice from professionals such as our team here at Gladfish.

We have a range of tools for beginners looking to get started in London property investment and we can help you with all aspects of your investment, from finding opportunities to property management, growing your portfolio and much more.

With London property there are two main ways of making your investment successful: rental returns and capital appreciation. As would be expected from a capital city, rental demand is consistently high in London and house prices are predicted to rise. London benefits from a global demand for homes, but there remains a shortage of supply due to space constraints, increased population, planning delays and not enough developers able to fund and supply homes.

Over the past decade London’s population has increased by around 800,000 whereas just 200,000 new homes have been built – and London’s population is expected to increase by more than 1m over the next decade. The consequence of this supply and demand imbalance therefore means high property price growth.

The key to getting London property investment right is finding the right areas to invest. In certain areas property prices are too high to make your investment worthwhile. However in other developing areas of London where property prices are lower, you can discover excellent buy to let investment opportunities, especially if you explore off plan investments too.

Currently some of the best places to invest in London are: Ilford, Romford, Barking, Dagenham, Harlington, and Thamesmead. Check out our area research guides and speak to a member of our team for the very latest London property investment advice.

Whilst it is true that much of London has been gentrified, there are still affordable areas that are undergoing significant regeneration. These represent a fantastic opportunity for investors and can be found both north and south of the river.

Bermondsey, just south of the river, is an area that has seen promising regeneration and has recently been named one of the top places to live in London. Here it is still possible to achieve capital growth with smart property investment in London. Another such area is Caledonian Road. Even though it neighbours the now largely unaffordable King’s Cross, regeneration has extended to this up and coming area and it presents an opportunity for investors. Gladfish can help you find affordable areas in London for property investment opportunities - Check out our area research guides for more! 

Many students choose to live in or close to Central London, near to their university. This means that they are close to their studies as well as the nightlife, restaurants and many other attractions that Central London has to offer. London School of Economics, Queen Mary and King’s College are situated around Aldwych and Holborn. Imperial College is located in South Kensington and UCL is around Russell Square and Euston.

Spitalfields and Shoreditch, which are found on the outskirts of the City of London and close to Liverpool Street, are popular places for Chinese students to live. East London in particular has a reputation among students for being a trendy and arty area. Other popular student areas include South Kensington due to its proximity to Imperial College London and King’s Cross, one of the best-connected areas of London. 

There are a number of different popular student areas across London. If you’re interested in London property investment for student accommodation, Gladfish can help you find it!

Despite the uncertainty brought by the Covid-19 pandemic, the London property market retained its status as one of the places to invest in the UK. However, it has brought about some changes that you’ll need to be aware of if you are considering London property investment.

As a result of the intermittent lockdowns, more renters have started looking for properties featuring qualities such as gardens or outdoor space. This has led to less demand for city centre London property, and more demand for rental properties in more suburban London locations, such as those mentioned above.

Yes. When you purchase a property in a prime UK location such as London, you can benefit from consistent rental income each month, along with the chance to make big returns when you decide to sell the property – provided the value has increased. Buy to let investments remain a good idea for property investment in London in 2021.

Choosing the right investment property will depend on a number of factors. The most important things to consider are your available resources and your investment goals. If you’re willing to wait a while for returns on investment, you should consider investing in a developing area in London where your buy to let investment can thrive.

There is no shortage of property investment opportunities in London, which includes a diverse mix of people, cultures, and backgrounds. This diversity is reflected in the properties and opportunities that are available to investors. Whether you want to invest in a buy to let family home in the suburbs or a commercial premises in the city centre, London has something for everyone.

Depending on your financial circumstances, there are a number of ways to finance your investment in London property. Some like to save up their money and pay for the property in cash. This may seem like a wise idea, except that it can tie up your cash reserves – preventing you from buying other properties or making much-needed repairs on your existing property (or properties).

Another strategy is to get a mortgage, by putting 20% down, for your investment property. While it may seem counterintuitive to incur more debt, this can actually pay off better in the long-term, as rents increase your mortgage will eventually be paid off. Other investors may prefer to look for private financing to purchase their investment properties, such as through a private money lender. Though financing of this kind usually requires some kind of track history as an investor, or at least some kind of relationship with the private lender, this type of financing can be quite lucrative.

House prices in London have skyrocketed in recent years and become unaffordable to many. In fact it is estimated that property prices in London are 14 times higher than the average salary. This has meant that more people are moving to London’s commuter belt, where they can get better value for their money. 

If you’re an investor seeking to attract reliable tenants, buying in commuter towns is certainly a great option to consider. Not only are they a more affordable investment, but there will also likely be more buyers interested when time comes to sell, as more people will be able to afford to buy them.

When it comes to London property investment, a big aspect to factor in is the price of the deposit. However, there are other costs to think about too, such as agency fees, taxes, mortgage fees and legal fees. Make sure you get your figures right before committing to anything, and if you are in any doubt, get expert property investment advice. London property can be highly profitable but also very costly if you get it wrong. 

Take the time to research the city (use our area research guides!), as every area of London offers something different. Some places might have great transport links, while others might be more appealing to your chosen tenant demographic. Work out your ideal tenant and base your investment around that. 

If you’re interested in learning more about London property investment, including getting expert advice and having a team on hand to assist, get in touch with Gladfish.