Stress-free buying off-plan in the lead up to completion

Keeping on top of UK property developers, mortgage brokers, and solicitors

In my last two articles, I’ve walked you through the stressful first week of off-plan investment and how the Sales Progression Team at Gladfish help to relieve the first week’s pain of buying off-plan property. However, buying off-plan property is a process that last several months, or even more than a year. I don’t know about you, but I like as little stress as possible when I’m investing. I don’t want to spend months on end worrying about what is happening with my investment.

In this post, I’m going to explain how our sales progression team and your sales progression manager dovetail with everyone involved in buying off-plan. It’s this tried-and-trusted strategy that helps you sleep well at night, and gets you safely over the finish line of buying an off-plan property investment.

Making your final choices

As the developer continues with the build, there is very little for you to do initially. We inspect our UK property developers regularly and report back on progress every three months in these initial stages. The most important thing you’ll need to do is make your final choices as to finish. For example, when buying off-plan, you’ll have the opportunity to specify kitchen and bathroom options.

In the last few months

Things begin to heat up as we near completion. We’ll explain the benefits of a buy-to-let mortgage broker and introduce you to a specialist with relevant expertise. They’ll help you complete a mortgage fact-find and select the best buy-to-let mortgage for you (if this is what you need).

There will be a final search to pay for (through your solicitor) to make sure that everything is as it should be.

We’ll be working away behind the scenes, making sure that everyone involved is aware of the completion deadline.

We’ll also help you complete the Ezytrac Property Management forms. Ezytrac is a national property management company with a local focus. At present, they have over 1,200 properties under management, so you can be assured of their credentials for making the job of a buy-to-let landlord easy.

Moving closer to completion

Still in touch with our UK property developers to make sure everything is happening on time, the focus will now shift a little.

We’ll contact your mortgage broker to make certain that they have all the paperwork to submit your mortgage application. We’ll chase up the property valuation, and ensure that the mortgage broker has the inspection in hand. If there’s anything that needs a little gentle massaging to smooth progress, we’ll do that, too. We’ll also deal with any queries from all parties, relaying to you anything that needs your attention.

There are some formalities that you’ll need to do at this stage, including:

  • Checking the details of your mortgage offer
  • Signing the mortgage acceptance form and returning it
  • Confirming your choice of blinds/white goods/flooring/bathroom and kitchen, if appropriate.

Two weeks before the buying off-plan process is complete

With just two weeks to go, together we’ll have lined up all the dominoes. At this time we’ll speak to everyone concerned to make sure all the searches are complete, paperwork in order, and finance in place. Then it’s over to you to:

  • sign and return the lease agreement to your solicitor (if applicable);
  • pay completion funds to your solicitor; and
  • make sure that your solicitor has no outstanding issues that need attending to.

There is one final thing that your sales progression manager will do: phone you to congratulate you on buying off-plan with Gladfish as your partner.

If you’ve got any questions, call the team on  +44 207 923 6100 today. You’ll be joining hundreds of satisfied clients who have benefitted from the expertise of our sales progression team.

Best regards,

Neelam Springer

Brett Alegre-wood
August 31, 2018

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