Category Archives for "Off Plan Property"

what_type_or_residential_property_is_best_for_retirement_income

What type of residential property is best for retirement income?

Village, high-yield, or inner city?

A new client, Scott, spoke to me a week or so ago and asked about property as a retirement income generator. He’d been told by his financial advisor that an annuity would provide the best and safest income in retirement. A friend of his had said that he’d be better off putting his money into buy-to-let property. Being an intelligent kind of guy, he wanted to investigate further before making a decision. Read More
why_off_plan_property_investors_dont_care_about_recessions

Why off-plan property investors don’t care about recessions

Off Plan Property - market collapses present opportunities, not problems

Inexperienced property investors are terrified by the thought of a recession decimating their property portfolios. Until you have invested through a recession, it’s natural to be worried. After all, during recessions people lose their jobs, wages are cut, and doom and gloom stop people spending what money they do have. During a recession, stock markets will probably fall, and lower interest rates will reduce the income you receive on your savings accounts. For most investors, a recession spells losses. In this post, you’ll find out why you don’t need to be scared of a recession as a property investor. You’ll also meet Dan, whose lifestyle was catapulted skyward through a recession because of his property investments. Read More
what_mortgage_broker_do_when_you_buy_off_plan

What does a mortgage broker do when you buy off-plan property?

  1. Off-plan property mortgages need kid gloves
As we saw in our last investment blog post, off-plan property contracts are complex documents.  An experienced and competent solicitor is a must-have. So too is a good mortgage broker. The right off-plan property mortgage could be the difference between positive and negative cash flow. It could be the difference between relying on capital growth and making a net profit from your rental income. In this post, you’ll learn what a mortgage broker does in the weeks between you putting down a reservation fee and exchanging contracts. I’ll also explain what a mortgage broker can do to iron out certain financing difficulties when you buy off-plan property. Read More
what_does_solicitor_do_when_you_buy_off_plan_property

What does a solicitor do when you buy off-plan property?

Off-plan property contracts are complex documents

Buying off-plan property is very different to buying existing property. There will be staged payments, and complex provisions, terms, and clauses in an off-plan property contract. You’ll need a solicitor to go through the fine print. Do-it-yourself conveyancing isn’t an option. In this post, I look at some of the legal issues that arise through the process of investing in off-plan property. I’ll also list what the solicitor does in those crucial first four weeks before you exchange contracts and commit to the investment. Read More
UK Property Investment

7 questions to ask before investing

How to reduce risks as you build an investment property portfolio

As the population increases and builders struggle to keep up with demand for new housing, property investors have found that buying off-plan property can make big profits. However, as with any property investment, new build doesn’t come without risk. One of the perceived risks is the price. In this post, you’ll learn seven questions to ask which will reduce your risk when buying off-plan property and help you to see maximum benefit from the new build premium. Read More
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Stress-free buying off-plan in the lead up to completion

Keeping on top of UK property developers, mortgage brokers, and solicitors

In my last two articles, I’ve walked you through the stressful first week of off-plan investment and how the Sales Progression Team at Gladfish help to relieve the first week’s pain of buying off-plan property. However, buying off-plan property is a process that last several months, or even more than a year. I don’t know about you, but I like as little stress as possible when I’m investing. I don’t want to spend months on end worrying about what is happening with my investment. Read More
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