Category Archives for "Building a Property Portfolio"

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Simplifying the process of buying an off-plan property

Week one and beyond in off-plan property investment

In my last post, I looked at the initial hurdles you have to jump when buying an off-plan property when I wrote about off-plan property investment – the difficult first week. These range from:

• negotiating the money laundering process; to
• finding and appointing a solicitor with off-plan experience; to
• chasing up the developer and their solicitor.

Along the way you’ll have multiple forms to fill in, questionnaires to complete, and, of course, fees and reservation amount to pay. Thankfully, the potential profitability of off-plan property investment makes these headaches disappear. But what if you could relieve the pain sooner and simplify the process – from the moment you decide to take advantage of off-plan property for sale? Read More

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How retirement income options stack up against buy-to-let property

The 3+1 Plan in action as a retirement income plan

If you’re like most people in the UK today, your retirement income options will be limited. According to a poll of 100 MPs in 2014, almost 20% believe that the state pension will be extinct in 30 years. When this does happen, most people will be reliant on their stakeholder pensions. Some may have what they were promised would be valuable personal pensions. The lucky few will benefit from rental income from investment properties. Read More

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Strategies to maximise buy-to-let yield and cut tax on rental income

How to use your allowances to minimise tax on rental income

For most investors, property is a long-term investment. According to a report by TotallyMoney.com, gross buy-to-let yields in the UK average 4.17%. In some areas, they are almost three times as high. Gross yields are calculated before tax on rental income and other costs are taken into consideration, so provide the best comparison with income of other investments. Read More

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Why it makes sense to invest in residential investment property

Safer, cheaper, better returns when you build a property portfolio

I’m often asked by new clients why I personally think that residential investment property is the way to go for every investor. One thing that I really like about building a property portfolio is that it’s a ‘real’ investment. Property is something that I can pass down to my children, and they can pass down to theirs. All the while, it has the potential to provide increasing levels of rental income. It’s the gift that keeps on giving. Read More

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How to make money when buying off-plan property investments

Reducing the risks of off-plan investments

Buying off-plan property investments is an investment strategy that many investors use to maximise their profits. Buying off-plan, you’ll usually get to lock in a decent discount from today’s value. That should give you a safety net against a fall in market prices, and in a stable or good market you’ll have built-in capital growth. However, just like all property investments, buying off-plan doesn’t come without risk. In this post, I’ll look at the risks of buying off-plan and provide you with the strategies to minimise those risks. Read More

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Stress-free buying off-plan in the lead up to completion

Keeping on top of UK property developers, mortgage brokers, and solicitors

In my last two articles, I’ve walked you through the stressful first week of off-plan investment and how the Sales Progression Team at Gladfish help to relieve the first week’s pain of buying off-plan property. However, buying off-plan property is a process that last several months, or even more than a year. I don’t know about you, but I like as little stress as possible when I’m investing. I don’t want to spend months on end worrying about what is happening with my investment. Read More