Category Archives for "Building a Property Portfolio"

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How retirement income options stack up against buy-to-let property

The 3+1 Plan in action as a retirement income plan

If you’re like most people in the UK today, your retirement income options will be limited. According to a poll of 100 MPs in 2014, almost 20% believe that the state pension will be extinct in 30 years. When this does happen, most people will be reliant on their stakeholder pensions. Some may have what they were promised would be valuable personal pensions. The lucky few will benefit from rental income from investment properties. Read More

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Strategies to maximise buy-to-let yield and cut tax on rental income

How to use your allowances to minimise tax on rental income

For most investors, property is a long-term investment. According to a report by TotallyMoney.com, gross buy-to-let yields in the UK average 4.17%. In some areas, they are almost three times as high. Gross yields are calculated before tax on rental income and other costs are taken into consideration, so provide the best comparison with income of other investments. Read More

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Why it makes sense to invest in residential investment property

Safer, cheaper, better returns when you build a property portfolio

I’m often asked by new clients why I personally think that residential investment property is the way to go for every investor. One thing that I really like about building a property portfolio is that it’s a ‘real’ investment. Property is something that I can pass down to my children, and they can pass down to theirs. All the while, it has the potential to provide increasing levels of rental income. It’s the gift that keeps on giving. Read More

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Stress-free buying off-plan in the lead up to completion

Keeping on top of UK property developers, mortgage brokers, and solicitors

In my last two articles, I’ve walked you through the stressful first week of off-plan investment and how the Sales Progression Team at Gladfish help to relieve the first week’s pain of buying off-plan property. However, buying off-plan property is a process that last several months, or even more than a year. I don’t know about you, but I like as little stress as possible when I’m investing. I don’t want to spend months on end worrying about what is happening with my investment. Read More

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How to build a property portfolio and benefit from BTL rentals

To be a successful investor, think like an investor

I'm often asked how I achieved the success as a property investor. People assume that I am some sort of whizz-kid with a natural flair for picking the right properties for capital gains and rental income. They assume that I was somehow born with the know-how to build a property portfolio. The truth is that the best buy-to-let landlords and property investment gurus worked hard at getting where they are today. Being able to buy the best rental properties and make life-changing income is within your grasp, too. Read More

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How property investors negotiate below market value property deals

Always get a great deal when you invest

To get the best below market value property deals, you’ll probably have to learn how property investors negotiate. Some people are born hagglers. Some pay the price asked every time, without question. I’ve sat on a beach in Spain and watched holidaymakers pay £20 for a pair of sunglasses that I just bought for £5. When you’re investing in property, your skill as a negotiator could mean thousands of pounds of difference. It could be the difference between a cash flow positive investment and a loss-maker. There is no single correct way to negotiate. Different sellers will have different attitudes and reactions in different situations. But what is up for negotiation is the same in every deal. Read More