London and UK Property Investment Blog

Why off-plan property investors don’t care about recessions

[fa icon="calendar'] October 1, 2018 / by Brett Alegre-Wood

Off Plan Property - market collapses present opportunities, not problems

Inexperienced property investors are terrified by the thought of a recession decimating their property portfolios. Until you have invested through a recession, it’s natural to be worried. After all, during recessions people lose their jobs, wages are cut, and doom and gloom stop people spending what money they do have.

During a recession, stock markets will probably fall, and lower interest rates will reduce the income you receive on your savings accounts. For most investors, a recession spells losses. 

In this post, you’ll find out why you don’t need to be scared of a recession as a property investor. You’ll also meet Dan, whose lifestyle was catapulted skyward through a recession because of his property investments.

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7 questions to ask before investing

[fa icon="calendar'] September 25, 2018 / by Brett Alegre-Wood

How to reduce risks as you build an investment property portfolio

As the population increases and builders struggle to keep up with demand for new housing, property investors have found that buying off-plan property can make big profits. However, as with any property investment, new build doesn’t come without risk. One of the perceived risks is the price.

In this post, you’ll learn seven questions to ask which will reduce your risk when buying off-plan property and help you to see maximum benefit from the new build premium.

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What does a mortgage broker do when you buy off-plan property?

[fa icon="calendar'] September 24, 2018 / by Brett Alegre-Wood

Off-plan property mortgages need kid gloves

As we saw in our last investment blog post, off-plan property contracts are complex documents.  An experienced and competent solicitor is a must-have. So too is a good mortgage broker. The right off-plan property mortgage could be the difference between positive and negative cash flow. It could be the difference between relying on capital growth and making a net profit from your rental income.

In this post, you’ll learn what a mortgage broker does in the weeks between you putting down a reservation fee and exchanging contracts. I’ll also explain what a mortgage broker can do to iron out certain financing difficulties when you buy off-plan property.

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How to make money when buying off-plan property investments

[fa icon="calendar'] September 20, 2018 / by Ritesh Patel

Reducing the risks of off-plan investments

Buying off-plan property investments is an investment strategy that many investors use to maximise their profits. Buying off-plan, you’ll usually get to lock in a decent discount from today’s value. That should give you a safety net against a fall in market prices, and in a stable or good market you’ll have built-in capital growth. However, just like all property investments, buying off-plan doesn’t come without risk.

In this post, I’ll look at the risks of buying off-plan and provide you with the strategies to minimise those risks.

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How can I guarantee my new build flats will rent?

[fa icon="calendar'] September 18, 2018 / by Brett Alegre-Wood

Tips to make sure buying off-plan is profitable

Although some investors buy off-plan apartments with a view to flipping them and making a capital gain, others buy new build flats to rent. There’s a lot of mileage in you doing so as part of a core property investment strategy. The question is when you’re buying off-plan, how do you buy new build flats to rent and make sure they will?

This post will show you the three things you need to do to guarantee a demand to rent your property after completion.

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Why is the premium so high?

[fa icon="calendar'] September 10, 2018 / by Brett Alegre-Wood

Are you better off?

Before investing it is important that you conduct specific off plan research, especially if you’re new to off-plan property investment. You might question the valuation that developers place on their new build properties; it’s easy to rush to the conclusion that the premium over other property prices in the area adds up to a big risk on your property investment.

The average ‘new build premium’ is typically around 20%. In this article, we examine why this is so, and ask: is the premium worth it?

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What does a solicitor do when you buy off-plan property?

[fa icon="calendar'] September 7, 2018 / by Brett Alegre-Wood

Off-plan property contracts are complex documents

Buying off-plan property is very different to buying existing property. There will be staged payments, and complex provisions, terms, and clauses in an off-plan property contract. You’ll need a solicitor to go through the fine print. Do-it-yourself conveyancing isn’t an option.

In this post, I look at some of the legal issues that arise through the process of investing in off-plan property. I’ll also list what the solicitor does in those crucial first four weeks before you exchange contracts and commit to the investment.

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Simplifying the process of buying an off-plan property

[fa icon="calendar'] September 6, 2018 / by Brett Alegre-Wood

Week one and beyond in off-plan property investment

In my last post, I looked at the initial hurdles you have to jump when buying an off-plan property when I wrote about off-plan property investment – the difficult first week. These range from:

  • negotiating the money laundering process; to
  • finding and appointing a solicitor with off-plan experience; to
  • chasing up the developer and their solicitor.

Along the way you’ll have multiple forms to fill in, questionnaires to complete, and, of course, fees and reservation amount to pay. Thankfully, the potential profitability of off-plan property investment makes these headaches disappear. But what if you could relieve the pain sooner and simplify the process – from the moment you decide to take advantage of off-plan property for sale?

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Stress-free buying off-plan in the lead up to completion

[fa icon="calendar'] August 31, 2018 / by Brett Alegre-Wood

Keeping on top of UK property developers, mortgage brokers, and solicitors

In my last two articles, I’ve walked you through the stressful first week of off-plan investment and how the Sales Progression Team at Gladfish help to relieve the first week’s pain of buying off-plan property. However, buying off-plan property is a process that last several months, or even more than a year. I don’t know about you, but I like as little stress as possible when I’m investing. I don’t want to spend months on end worrying about what is happening with my investment.

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Snagging the easy way

[fa icon="calendar'] August 30, 2018 / by Dan Varnaseri

Before you pay, get the magnifying glass out

You’ve invested in an off-plan property and have received the completion notice. The developer wants payment for the work done. You may be eager to complete yourself, and install the tenant you have ready and waiting. The first thing you should do, though, is to inspect the property and make a snag list.

An important part of the process of buying off-plan property. Before you make that last payment, the developer has a strong incentive to right any wrongs. In our experience, and with the developers from whom we source properties, there will be very few things to correct. But you’ll want them done before your tenant moves in and before you make that final payment.

Here we explain what snagging is, and how to snag an off-plan property.

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