Category Archives for "Lifestyle & Goals"

How retirement income options stack up against buy-to-let property

The 3+1 Plan in action as a retirement income plan If you’re like most people in the UK today, your retirement income options will be limited. According to a poll of 100 MPs in 2014, almost 20% believe that the state pension will be extinct in 30 years. When this does happen, most people will […]

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Retirement and Property Investment

Retirement investing today for lifestyle income tomorrow

Property investment is the new pension If you’re like many modern parents, you’ll have started to worry about retirement investing already. Just how are you going to produce the income you need when you no longer work? Will you never be able to give up work and do all the things you really want to […]

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Residential Property Investment

Why it makes sense to invest in residential investment property

Safer, cheaper, better returns when you build a property portfolio I’m often asked by new clients why I personally think that residential investment property is the way to go for every investor. One thing that I really like about building a property portfolio is that it’s a ‘real’ investment. Property is something that I can […]

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The truth about investment opportunities and retirement

Investment Property can be overlooked as a retirement option, but jumping to such conclusions could be costly. In this article, I’m going to look at the story of two twin brothers, Paul and James, who both inherited £20,000 in 1996 when they were aged 40 years. They each decided to do something very different with […]

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Can The Bank of Mum and Dad continue to help kids on the property ladder?

Or is The Bank of Mum and Dad an unsustainable major player in the mortgage market? The Bank of Mum and Dad is a major player in the UK property market. But with house price inflation way above investment returns and wage growth, how can a parent or would-be parent sustain their desire to help […]

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Are lifetime mortgages on investment property sensible for retirees?

Beware the remortgaging tax trap In the current environment of low-interest rates and poor returns on annuities, many retirees are turning to equity release to help fund their retirement. This strategy hasn’t been available to property investors for years, but a pensions company has now entered the market and is offering lifetime mortgages (as this […]

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5 reasons why property investment is better than stocks for retirement

If you want to retire early, here’s how property can help An investor recently asked me why I thought residential property investment was a better retirement vehicle than the stock market. He had been speaking to a financial advisor, who had advised him to put his £40,000 savings into a pension plan. A friend of […]

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Where now for the best profits from UK property investment?

Look at trends, value and fundamentals for clues to property hotspots Residential property investment in the UK is not as dead as a dodo, despite what you might read in the press. Focus has shifted, that’s all. After years of outperformance, London and the South East are no longer the top performing regions. Property prices […]

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Why positive cash flow investment property will help you retire early

Positive cash flow properties benefit property portfolio builders Residential property investment is becoming increasingly popular with professionals seeking to protect their capital from inflation. And you don’t have to buy a property that will cost you to hold every month until you decide to sell it and pocket the capital gain. In this article, you’ll […]

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