London and UK Property Investment Blog

Strategies to maximise buy-to-let yield and cut tax on rental income

[fa icon="calendar'] September 27, 2018 / by Brett Alegre-Wood

How to use your allowances to minimise tax on rental income

For most investors, property is a long-term investment. According to a report by TotallyMoney.com, gross buy-to-let yields in the UK average 4.17%. In some areas, they are almost three times as high. Gross yields are calculated before tax on rental income and other costs are taken into consideration, so provide the best comparison with income of other investments.

Read More [fa icon="arrow-right"]

The truth about investment opportunities and retirement

[fa icon="calendar'] August 14, 2018 / by Ritesh Patel

 

Investment Property can be overlooked as a retirement option, but jumping to such conclusions could be costly.

In this article, I’m going to look at the story of two twin brothers, Paul and James, who both inherited £20,000 in 1996 when they were aged 40 years. They each decided to do something very different with their inheritance, but with the same goal in mind: to semi-retire when they were 60.

James’s story – stock market returns and tax advantages

James spoke to his financial advisor. He explained his ambition and decided that he would put the entire sum into a personal pension rather than investment property. He was a higher rate taxpayer at the time, and so claimed full tax relief on his contribution. By doing so, his total investment wasn’t £20,000, but £28,000.

Read More [fa icon="arrow-right"]

How savvy investors reduce their property tax bills

[fa icon="calendar'] June 14, 2018 / by Brett Alegre-Wood

Never pay a penny more than you must in capital gains and income tax

No one likes paying tax. Or, at least, no one I know. I certainly don’t. So, when it comes to tax time and completing my Self Assessment forms, I make sure I claim every single allowance and deduction I possibly can. You should, too.

Read More [fa icon="arrow-right"]

How will the change to mortgage interest tax relief affect me as a property investor?

[fa icon="calendar'] June 8, 2018 / by Brett Alegre-Wood

Property tax questions answered in plain English

Despite their introduction in April 2017, the changes to mortgage interest tax relief are still a hot topic of conversation among property investors. This may be because of the long, drawn-out process of their full effect. It could be because the accountants of many property investors find it hard to explain what’s happening in plain English. Whatever the reason, one of the most common questions we’re asked is, “How will the change to mortgage interest tax relief affect me?”

Read More [fa icon="arrow-right"]

Everything you want to know about stamp duty on property investment, but are afraid to ask

[fa icon="calendar'] June 6, 2018 / by Brett Alegre-Wood

All the answers you need to help maximise buy-to-let profits

When you’re investing in property, you’ll need to consider stamp duty, though your stamp duty liability on off-plan property investment only becomes payable when you complete – which could be a couple of years away. In some cases, the developer may wrap the stamp duty in the price of your off-plan investment.

Read More [fa icon="arrow-right"]

BTL mortgage facts for limited company property investors

[fa icon="calendar'] June 5, 2018 / by Brett Alegre-Wood

Your questions answered before you set up a limited company for property investment

You may be considering how to structure as a property investor. For example, you could increase your property investment profits as a limited company rather than by investing in your personal name. Predominantly, this is because of how tax relief on mortgage interest is changing. It pays, therefore, to understand how buy-to-let mortgages work for limited companies.

Read More [fa icon="arrow-right"]

If your accountant can’t answer this about property investment, don’t hire them!

[fa icon="calendar'] May 31, 2018 / by Brett Alegre-Wood

10 questions you must ask when you’re a limited company investing in property

You’re thinking about setting up as a limited company to invest in property. You’ve done your research and discovered that you could be much better off by doing so. And to save an incredible amount of tax, you’ve found out that setting up a limited company is much cheaper and quicker than you had imagined. Those lifestyle goals you’ve set for property investment could be achieved much faster.

Read More [fa icon="arrow-right"]

7 questions to ask before incorporating to invest in property

[fa icon="calendar'] May 30, 2018 / by Brett Alegre-Wood

 

Incorporation considerations you must discuss

If you’re considering investing in property as a limited company rather than as a personal name, you could increase your profits by doing so. And the costs of setting up as a limited company are surprisingly low. However, before you rush to incorporate to invest, you should seek advice. You’ll need to consider your own personal financial position and tax profile, as well as your investment objectives.

Read More [fa icon="arrow-right"]

How much does it cost to set up a limited company to invest in property?

[fa icon="calendar'] May 29, 2018 / by Brett Alegre-Wood

Weigh up the costs of incorporation to assess the real tax benefits

If you’re a higher rate taxpayer, you could increase your property investment profits as a limited company.  Partly, this is because all your mortgage interest payments can be offset against your rental income for tax purposes. This has the effect of reducing your taxable profits.

Read More [fa icon="arrow-right"]

2,650 reasons why this investor bought property as a limited company

[fa icon="calendar'] May 25, 2018 / by Brett Alegre-Wood

Less tax equals higher net profit

Many property investors are choosing to set up a limited company to invest in property rather than investing in their own personal name. The reason? Tax. You could increase your property investment profits as a limited company.

Read More [fa icon="arrow-right"]
Check out of Property Investors Academy Homepage
All the resource you need in one place.
Back to Investors Homepage
Back to Investors Homepage

Get full access to all our Education

Back to Investors Homepage